Episode 11
Kofi and the Wise Savings Plan

<p>On a busy market day in the village of Ona, Kofi is tempted by colourful stalls and shiny toys. When his father teaches him how to divide his money wisely—giving first, saving for short-term and long-term goals, and spending carefully—Kofi begins to understand that money needs a plan. By sticking to his budget with patience and discipline, Kofi learns that wise planning leads to joy, generosity, and the fulfilment of long-term dreams.</p>

Theme

Budgeting – Giving, Saving & Spending Wisely

On a busy market day in the village of Ona, Kofi is tempted by colourful stalls and shiny toys. When his father teaches him how to divide his money wisely—giving first, saving for short-term and long-term goals, and spending carefully—Kofi begins to understand that money needs a plan. By sticking to his budget with patience and discipline, Kofi learns that wise planning leads to joy, generosity, and the fulfilment of long-term dreams.

“Those who plan and work hard earn a profit. But those who act too quickly become poor.”

— Proverbs 21:5 (ICB)

• God wants us to be faithful with the little things.
• Budgeting helps us plan and make wise choices.
• Giving cheerfully is part of honouring God.
• Saving requires patience but brings lasting joy.
• Needs come before wants.

Central Verses

  • Proverbs 21:5
  • Luke 16:10

Supporting Verses

  • Proverbs 6:6–8
  • 2 Corinthians 9:7
  • Luke 14:28
  • Philippians 4:11–12

Lesson Overview

This lesson introduces children to the concept of budgeting in a simple, practical way. Through Kofi’s story, children learn how to divide money into giving, saving (short-term and long-term), and spending. The lesson emphasises stewardship, patience, generosity, and trusting God with what we have.

Key Concepts

  • Stewardship: Everything we have is a gift from God.
  • Planning & Patience: Waiting and planning lead to better outcomes.
  • Generosity: God loves a cheerful giver.
  • Needs vs. Wants: Learning to tell the difference helps us make wise choices.
  • Faithfulness: Being faithful with little prepares us for more.

Activities

  • Story Time: Watch or tell Kofi and the Wise Savings Plan.
  • Craft – Savings Jars: Children decorate jars for Giving, Saving, Dreaming (long-term), and Spending.
  • Game – Kofi’s Coin Chase: An active game where children sort coins according to a simple budget.
  • Song Ideas: “Do Good” (Yancy) or “Save, Save, Save Your Coins.”

Follow-Up Ideas

  • Send savings jars home with play coins to practise budgeting.
  • Encourage families to set a small savings goal together.
  • Organise a giving project to bless others.
  • Practise patience by saving for a meaningful goal.
  • Why couldn’t Kofi buy everything he wanted at the market?
  • What did Papa teach Kofi about dividing his money?
  • How did Kofi feel when he finally bought his bike?
  • Why is giving important even when we’re saving?
  • What is something you could save for patiently?
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